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(843) 267-5977

timothygriffin@howardhanna.com

NMLS #1670145

Your Home,
Your Way.

Personalized mortgage solutions for Raleigh homeowners and first-time buyers. No cookie-cutter loans—just clear guidance from a lender who actually cares.

Start Your Journey Explore Services
15+ Years Experience
500+ Families Helped
98% Client Satisfaction
Beautiful home in Raleigh, North Carolina
Pre-qualified in 24 hours
What We Offer

Mortgage Solutions
That Fit Your Life

First-Time Buyers

Navigating your first purchase shouldn't feel overwhelming. We'll walk you through every step—from pre-approval to closing day—with patience and clarity.

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Refinancing

Lower your rate, shorten your term, or tap into home equity. We analyze your situation to find the refinance strategy that actually saves you money.

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Jumbo Loans

Conforming loan limits won't cover your dream home? No problem. We specialize in competitive jumbo loan programs for premium properties in the Raleigh area.

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FHA & VA Loans

Whether you're a veteran or prefer a lower down payment, we offer government-backed loan programs with flexible qualification requirements and great rates.

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Investment Properties

Expanding your real estate portfolio? We provide competitive investment property loans with terms designed to maximize your returns.

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Loan Education

Knowledge is power. We offer free consultations and educational resources so you understand your options before you commit to anything.

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Tim Griffin, mortgage professional in Raleigh
Raleigh, North Carolina skyline
15+ Years of
Experience
About Tim Griffin

A Lender Who
Actually Listens

I've been helping families in the Raleigh area achieve homeownership for over 15 years. What started as a career became a calling—I genuinely love seeing the relief and excitement on my clients' faces when they get their keys.

Every borrower's situation is different. That's why I take the time to understand your goals, your budget, and your timeline. Whether you're buying your first home, refinancing, or investing, I'll present you with clear, honest options—never pressure, never confusion.

Transparent communication
Competitive rates & terms
Fast, hassle-free process
Local Raleigh expertise
Work With Tim
How It Works

From Application to
Keys in Hand

01

Initial Consultation

We'll discuss your goals, review your financial picture, and determine which loan programs fit your situation best. No obligation—just honest advice.

02

Pre-Approval

Submit your documents and we'll get you pre-approved quickly. A strong pre-approval letter makes your offer stand out in any competitive market.

03

Loan Processing

Once you find the perfect home, we handle the heavy lifting—appraisals, underwriting, and all the paperwork—keeping you informed every step.

04

Closing Day

Review your closing documents, sign on the dotted line, and get your keys. We celebrate with you—homeownership is a big deal.

Client Stories

What Homeowners
Say About Tim

"Tim made our first home purchase feel effortless. He explained everything in plain language and never made us feel rushed. We closed in under 30 days!"

Client
Sarah & Marcus First-Time Buyers, Raleigh

"I refinanced my home with Tim and saved over $200 a month. He was straightforward about what was realistic and didn't try to upsell me on anything I didn't need."

Client
David L. Refinance Client, Cary

"As a veteran, I needed someone who understood VA loans. Tim walked me through every option and got me a rate I didn't think was possible. Highly recommend!"

Client
James R. VA Loan, Apex
Ready to Get Started?

Let's Find Your
Perfect Loan

Whether you're ready to apply or just have questions, I'm here to help. Reach out today for a free, no-pressure consultation.

Schedule a Call (843) 267-5977
Get in Touch

Let's Talk About
Your Goals

Have questions about your options? Want to explore what you can afford? Reach out anytime—I respond within 24 hours.

Office Address 3201 Glenwood Ave
Raleigh, NC 27612-5000
Phone (843) 267-5977
Email timothygriffin@howardhanna.com
NMLS # 1670145

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